Smith played sparingly in his first two seasons at Georgia.[2] Smith would play in all ten games in 2020, and he would increase his production after starter Richard LeCounte got into a motorcycle accident in 2020.[3][4] In 2021, Smith would become the full time starter. In week one against Clemson, Smith intercepted Clemson quarterback DJ Uiagalelei, and returned it 74 yards for the only touchdown of the game, which resulted in a 10–3 Georgia victory.[5] Over the course of the season, Smith played in 12 games amassing 34 tackles, and recording three interceptions.[6] In the 2022 College Football Playoff National Championship Game, Smith would tally one interception and a career high seven tackles in Georgia's win.[7] Shortly after the game, Smith announced he would return to Georgia using the extra year of eligibility given by the NCAA because of the shortened 2020 season due to the COVID-19 pandemic.[8] In his final season at Georgia, Smith recorded 50 tackles and three interceptions, while being named a unanimous All-American alongside former teammate Jalen Carter.[9] During the 2022 SEC Championship Game, after Nazir Stackhouse blocked a 33-yard field goal attempt, Smith returned the blocked kick 95-yards for a touchdown.[10] Georgia would go on to win the game 50–30, before winning their second National Championship in consecutive years, by a score of 65–7. At the season's end, Smith announced that he would enter the 2023 NFL draft.[11]