Submission declined on 19 June 2026 by CopyleftEverything (talk). This draft reads like an advertisement. Wikipedia is an encyclopedia, not a platform for promotion or marketing. Drafts that are exclusively promotional may be deleted without notice. Wikipedia articles must be written neutrally in a formal, impersonal, and dispassionate way. They should not read like a blog post, advertisement, or fan page. Rewrite the draft to remove: promotional language: see Words to watch; personal commentary: opinions or direct addresses to the reader; informal language. Instead, only summarize in your own words a range of independent, reliable, published sources that discuss the subject. If you have a conflict of interest (e.g. you are the subject, an employee, or a relative) or are being paid to edit, you must disclose this to comply with Wikipedia's Terms of Use. This draft appears to contain text generated by a large language model (such as ChatGPT). You cannot use LLMs to generate article content. LLM-generated pages with certain obvious signs of being machine generated may be deleted without notice. Instead, only summarize in your own words a range of independent, reliable, published sources that discuss the subject. See the advice page on large language models for more information. If you would like to continue working on the submission, click on the "Edit" tab at the top of the window. If you have not resolved the issues listed above, your draft will be declined again and potentially deleted. If you need extra help, please ask us a question at the AfC Help Desk or get live help from experienced editors. Please do not remove reviewer comments or this notice until the submission is accepted. Where to get help If you need help editing or submitting your draft, please ask us a question at the AfC Help Desk or get live help from experienced editors. These venues are only for help with editing and the submission process, not to get reviews. If you need feedback on your draft, or if the review is taking a lot of time, you can try asking for help on the talk page of a relevant WikiProject. Some WikiProjects are more active than others so a speedy reply is not guaranteed. How to improve a draft Wikipedia:Contributing to Wikipedia – a basic overview on how to edit Wikipedia. Help:Wikitext – how to use the markup Help:Referencing for beginners – how to include references Wikipedia:Article development – how to develop your article Wikipedia:Writing better articles – how to improve your article Wikipedia:Verifiability – make sure your article includes reliable third-party sources You can also browse Wikipedia:Featured articles and Wikipedia:Good articles to find examples of Wikipedia's best writing on topics similar to your proposed article. Improving your odds of a speedy review To improve your odds of a faster review, tag your draft with relevant WikiProject tags using the button below. This will let reviewers know a new draft has been submitted in their area of interest. For instance, if you wrote about a female astronomer, you would want to add the Biography, Astronomy, and Women scientists tags. Add tags to your draft Editor resources Easy tools: Citation bot (help) | Advanced: Fix bare URLs Declined by CopyleftEverything 60 days ago. Last edited by CopyleftEverything 60 days ago. Reviewer: Inform author. Resubmit Please note that if the issues are not fixed, the draft will be declined again.

Submission declined on 29 May 2026 by Greenman (talk). This draft's references do not show that the subject meets Wikipedia's criteria for inclusion. The draft requires multiple published secondary sources that: provide significant coverage: discuss the subject in detail, not just brief mentions or routine announcements; are reliable: from reputable outlets with editorial oversight; are independent: not connected to the subject, such as interviews, press releases, the subject's own website, or sponsored content. Please add references that meet all three of these criteria. If none exist, the subject is not yet suitable for Wikipedia. This draft appears to contain text generated by a large language model (such as ChatGPT). You cannot use LLMs to generate article content. LLM-generated pages with certain obvious signs of being machine generated may be deleted without notice. Instead, only summarize in your own words a range of independent, reliable, published sources that discuss the subject. See the advice page on large language models for more information. Declined by Greenman 2 months ago.

• Comment: See WP:SOLUTIONS and WP:NPOV. Rewrite article in neutral & encyclopedic for tone & content. CopyleftEverything (talk) 07:54, 19 June 2026 (UTC)

• Comment: Numerous sources are 404s, all of them have malformed access dates. Greenman (talk) 14:04, 29 May 2026 (UTC)

• Comment: In accordance with the Wikimedia Foundation's Terms of Use, I disclose that I have been paid by my employer for my contributions to this article. Aidan duong (talk) 09:11, 29 May 2026 (UTC)

Coin98 is a non-custodial, multi-chain cryptocurrency wallet and decentralized finance (DeFi) platform developed by Ninety Eight (formerly Coin98 Finance). Launched in January 2020, it allows users to store, manage, swap, and transfer digital assets across multiple blockchain networks from a single interface. The wallet is available as a mobile application for iOS and Android, as well as a Chrome browser extension.^[1][2]

Coin98 was founded in 2017 by Thanh Le (Lê Thanh) and Vinh Nguyen The (Nguyễn Thế Vinh) as a blockchain research community focused on identifying opportunities in the emerging cryptocurrency market.^[3] The Coin98 Wallet was publicly launched in January 2020 as a non-custodial, multi-chain wallet.^[1]

In April 2021, Coin98 Labs raised a $1.25 million seed round led by ParaFi Capital, Multicoin Capital, Hashed, and Spartan Group.^[4] In May 2021, the project raised a further $11.25 million strategic funding round, co-led by Hashed and Spartan Group, with participation from Alameda Research, Multicoin Capital, ParaFi Capital, and other investors.^[5] In July 2021, the Coin98 token (C98) was listed on Binance via the Binance Launchpad.^[6]

On 1 November 2023, the parent company rebranded from Coin98 Finance to Ninety Eight, adopting a broader mandate of supporting external builder teams across the DeFi ecosystem under the slogan "We are builders backing builders."^[7] Concurrent with the rebrand, the company launched a $25 million ecosystem fund targeting builders in the Vietnamese Web3 space.^[8] The Coin98 wallet and related products retained their existing branding under the Ninety Eight umbrella.

In October 2024, the team released Coin98 Super Wallet V15, which introduced AI-assisted features and an in-app on-chain messaging function.^[2] In December 2024, the company introduced Pajily, a crypto-to-fiat payment solution.^[9]

In early 2026, the team released Coin98 Super Wallet V16, introducing Coin98 Perps (perpetual futures trading), an upgraded SwapX interface with cross-chain bridging, and the Fusion Card (a Visa-branded crypto debit card).^[10]

The wallet's core function is the storage and management of crypto assets across multiple blockchain networks from a single interface. According to the company, supported networks include Bitcoin, Ethereum, BNB Chain, Solana, Polygon, Avalanche, Arbitrum, Optimism, Base, Sui, Aptos, NEAR, and Viction, among others.^[11] The wallet also displays NFTs held across EVM and non-EVM blockchains.

To lower the entry barrier for new users, Coin98 supports wallet creation via social login using Google, Facebook, Apple ID, and email accounts, allowing users to set up a wallet without manually managing a seed phrase from the outset.^[11]

SwapX is the wallet's integrated DEX aggregator and cross-chain swap module. According to the company, it sources liquidity from multiple aggregators and supports trading across several blockchains, with cross-chain bridging also available.^[11]

Coin98 Perps is a perpetual futures trading interface integrated directly into the Super Wallet, introduced with the V16 release. According to the company, it supports cryptocurrency pairs and uses on-chain settlement infrastructure.^[10]

The Coin98 Fusion Card is a Visa-branded virtual and physical crypto debit card that allows users to spend digital assets at merchants accepting Visa. Card issuance requires KYC verification.^[10]

The wallet includes a built-in DApp Browser, giving users direct access to decentralized applications across multiple blockchains without leaving the wallet interface.^[11]

Cypheus is an AI-powered assistant integrated into the wallet, introduced with V15 in 2024. It provides guidance on Web3 topics and product usage, and includes anomaly detection capabilities designed to flag suspicious on-chain activity.^[2][11]

Coin98 Messenger is an in-app chat feature that allows users to communicate and send, receive, or request cryptocurrency payments directly within a conversation thread, also introduced with V15.^[2]

The wallet integrates .c98, a decentralized identity (DID) solution powered by OneID, providing users with a human-readable identifier to replace wallet addresses across supported blockchains.^[11]

• Wallet Approval / Token Revoke: A tool for revoking token allowances granted to dApps across multiple blockchains.
• Multi-sender: A batch transaction tool enabling users to send tokens to multiple addresses simultaneously.
• Private Mode: A privacy feature that hides portfolio balances and transaction history from view.^[11]

Coin98 incorporates several in-app earning mechanisms including PowerPool, a staking product, and a Rewards Hub aggregating campaigns and learn-to-earn activities.^[11]

Coin98 is a non-custodial wallet, meaning users retain sole custody of their private keys and seed phrases; the platform does not hold or have access to user funds. The wallet uses device-level security including PIN and biometric authentication.

Additional reported backers include IOSG Ventures, NGC Ventures, GBV Capital, Nascent, SNZ Holding, Shima Capital, Gate Labs, CoinGecko, and Kyber Network, among others.^[5]

Coin98 Super Wallet V15, launched in October 2024, was covered by The Block as notable for combining AI-assisted features and on-chain messaging within a multi-chain wallet interface.^[2] The Block also reported the company's introduction of Pajily, a payment product, in December 2024.^[9] In November 2023, The Block reported on the Ninety Eight rebrand and the associated $25 million ecosystem fund aimed at Web3 startups in Asia.^[8]

• Decentralized finance
• Cryptocurrency wallet
• Viction (blockchain)
• Non-fungible token