Fennech Financial Ltd is a business-to-business fintech company founded in 2017 and headquartered in United Kingdom.^[1][2]

It develops a platform-as-a-service for automating finance, treasury, and payments operations for corporations and financial institutions.^[3][4]

Its flagship product, the F³ (Fennech Financial Framework) platform, functions as treasury and payments infrastructure connecting corporate enterprise systems, treasury management systems, and banking partners.^[5]

The platform applies artificial intelligence, machine learning, and rule-based engines within a cloud-based architecture to automate workflows such as account management, payments, liquidity, funding, and reconciliation in real time.^[6][7]

It provides oversight through a single interface, consolidating operations across multiple banking partners.^[3][8]

Fennech Financial Ltd was incorporated in England and Wales on 3 May 2017, with its registered office in England.^[1] The company was founded by Emmanuel de Rességuier, who previously held senior cash-management roles at Deutsche Bank and later served as Global Co-Head of Cash Management at UniCredit.^[9][10]

In September 2018, Fennech entered into a strategic partnership with Web Connectivity Limited (WCL) to launch enabledCash, a platform integrating banking workflows with ACORD insurance data messaging.^[11]

In July 2019, the company announced a collaboration with Larsen & Toubro Infotech (now LTIMindtree) to deliver smart cash management solutions for UK insurers, combining LTI’s systems integration with Fennech’s F³ platform.^[12]

Fennech later partnered with NIIT Technologies (rebranded Coforge in 2020) to pursue joint go-to-market initiatives in automating finance and treasury processes.^[13][14]

In June 2023, Fennech completed a £2.3 million funding round led by Lloyds Banking Group, which invested £2 million, with the remainder provided by high-net-worth angel investors.^{[2][3][4][5][6][15][16]}

The company has expanded internationally, with subsidiaries registered in France,^[17] Singapore,^[18] and Canada.^[19]

In May 2024, Fennech was selected for Cohort Four of the Grow London Global accelerator programme in the Fintech and Enterprise category.^[20]

In a 2024 panel discussion at the ATEL Tech Day, Fennech CEO Emmanuel de Rességuier described the company’s platform as operating “at the intersection between a core banking system, an ERP and a TMS,” aggregating data across those environments to automate payment orchestration, liquidity measurement, and related back-office processes.^[21]

According to Fennech, their flagship product, the F³ (Fennech Financial Framework), is a modular, API-native system that automates finance, treasury, and payments processes on a single platform.^[22]

According to Treasury Management International (TMI) Innovation Lab profile, the platform connects enterprise resource planning (ERP) systems with banks and payment networks to support functions such as reconciliation, payables and receivables, and multi-entity cash management.^[23] Modules highlighted in the same profile include the Advanced Reconciliation Manager, Auto Payments, Agency Management, Digital Cash Ledger, Liquidity Manager, and a Virtual In-House Bank.^[23]

According to the company’s materials, Fennech markets its platform to three segments:

• Corporates and financial institutions, focusing on automating cash, liquidity, and reconciliation processes;^[24]
• Fintechs, providing treasury infrastructure as a plug-and-play service;^[25]
• Banks, offering integration that supports corporate banking without replacing existing core systems.^[26]

Fennech has collaborated with systems integrators and consulting firms, including LTIMindtree (formerly LTI)^[27] and Coforge (formerly NIIT Technologies).^[28]

Independent profiles by Treasury Management International (TMI) list Brink’s, Paysafe, and Zywave among Fennech’s clients.^[23]

In June 2023, Fennech completed a £2.3 million seed funding round led by Lloyds Banking Group, which invested £2 million, alongside high-net-worth individual investors.^{[2][3][4][5][6][15][16]}

According to filings at Companies House, active directors of Fennech Financial include Emmanuel de Rességuier, Audrey Fauvel, Max Pell, and Nicholas Lines.^[29]

Emmanuel de Rességuier is the founder and Chief Executive Officer.^{[4][5][9][16]}

Max Pell is a director and Chief Administrative Officer.^[30]

Nicholas Lines is listed as a Non-executive Director, serving on the board of Fennech Financial.^[29]