Highnote (platform)

Highnote Platform, Inc.
Company type
Private
IndustryFinancial technology
Founded2020; 6 years ago (2020) in San Francisco, California, United States
FoundersJohn MacIlwaine
Kin Kee
Headquarters
San Francisco
,
United States
Area served
Worldwide
Key people
John MacIlwaine (CEO)
ProductsHighnote platform
ServicesCard issuing
Payment acquiring
Credit program management
Money movement infrastructure
Websitehighnote.com

Highnote Platform, Inc. is an American financial technology company that develops cloud-based payments infrastructure for card issuing, embedded finance, and payment acquiring.[1][2] The company is based in San Francisco, California.[3][4]

History

Highnote was founded in 2020 in San Francisco by John MacIlwaine and Kin Kee, both former executives at Braintree.[2][4] The company emerged from stealth in 2021 with $54 million in combined seed and Series A funding from investors including Oak HC/FT, Costanoa Ventures, WestCap, XYZ Venture Capital, and SVB Capital.[5]

In 2023, Highnote expanded its payments platform to support consumer credit card programs, adding credit-related capabilities such as underwriting, repayment, and loan servicing tools.[6] In 2024, Forbes included Highnote on its annual Fintech 50 list.[7] A year later, in January 2025, Highnote raised $90 million in Series B funding led by Adams Street Partners and launched a merchant acquiring product, bringing its total disclosed funding to about $145 million.[8][9]

In 2025 and 2026, Highnote appeared on the Forbes Fintech 50 list.[10][11]

Platform

Highnote's platform is designed for businesses that issue cards, move funds, and embed payment capabilities into their products.[1][12] It initially focused on card issuing and program management, and later expanded into payment acquiring, consumer credit, and broader money movement tools.[2][8]

The platform is a unified, API-driven system that combines card issuing, ledgering, credit features, and acquiring functions for enterprise customers and business-to-business platforms.[8][12] Its offerings have been used in products such as small-business credit cards, payroll cards, and fleet payment programs.[13][14][15]

References

  1. ^ a b "Highnote Platform Inc - Company Profile and News". Bloomberg.
  2. ^ a b c Pugh, Alex (September 29, 2021). "Payments fintech Highnote emerges from stealth with $54m funding". FinTech Futures.
  3. ^ "Highnote". Forbes.
  4. ^ a b "About". Highnote.
  5. ^ Pugh, Alex (September 29, 2021). "Payments fintech Highnote emerges from stealth with $54m funding". FinTech Futures.
  6. ^ "Fintech Highnote Expands Payment Platform to Support Consumer Credit Programs". Crowdfund Insider.
  7. ^ "The Future Of Wall Street And Enterprise: Fintech 50 2024". Forbes.
  8. ^ a b c "Highnote raises $90M for expansion". Payments Dive. January 21, 2025.
  9. ^ "Highnote secures $90m Series B to expand into U.S. merchant acquiring". FinTech Global. January 22, 2025.
  10. ^ "The Future Of Payments: Fintech 50 2025". Forbes.
  11. ^ "Forbes 2026 Fintech 50". Forbes.
  12. ^ a b "Highnote". Highnote.
  13. ^ "Mastercard teams with fintechs on small business card". Payments Dive. February 10, 2022.
  14. ^ "Ferry and BJ's Restaurants launch payroll card powered by Highnote". The Paypers.
  15. ^ "Highnote receives certification as a Visa card issuer processor". The Paypers.

Content Disclaimer

Informasi ini disarikan dari Wikipedia dan disajikan kembali untuk tujuan edukasi. Konten tersedia di bawah lisensi CC BY-SA 3.0. Kami tidak bertanggung jawab atas ketidakakuratan data yang bersumber dari kontribusi publik tersebut.

  1. The information displayed on this website is sourced in part or in whole from Wikipedia and has been adapted for the purpose of restating it. We strive to provide accurate and relevant information, however:
  2. There is no guarantee of absolute accuracy. Wikipedia is an open, collaborative project that can be edited by anyone, so information is subject to change.
  3. It is not intended to constitute professional advice. The content displayed is for informational and educational purposes only. For important decisions (e.g., medical, legal, or financial), please consult a professional.
  4. Content copyright. Wikipedia is licensed under the Creative Commons Attribution-ShareAlike License (CC BY-SA). This means that content may be reused with appropriate attribution and shared under a similar license.
  5. Responsible use. Any risk arising from the use of information from this website is entirely the responsibility of the user.